8/15/2023 0 Comments Compare mortgage rates in ctYour rate will depend on various factors including loan product, loan amount, loan purpose, credit profile, property value, occupancy, and other factors. Consult a loan representative for more details. This information is being provided for informational purposes only and is neither a loan commitment nor a guarantee of any interest rate. Payment will be greater if taxes and/or insurance are escrowed. Payment includes principal and interest calculated by the rate. Application fee includes cost of appraisal and credit reports. Application fee ranges from $600.92 to $652.39 on single-family, existing owner-occupied properties and $750.92 to $802.39 on new construction. Rates reflect discount for Auto-Pay from a TSB account. Properties with underground oil storage tanks are not eligible. Must be owner-occupied 1โ2 family homes in Connecticut. Less than 10% down requires Private Mortgage Insurance. Down Payments of 10โ19% may require Private Mortgage Insurance. The discount will be taken at closing time. This credit is subject to qualification, credit approval and closing. This credit is for First Home Purchases Only. Successful completion of our free Homebuyer education course is required to receive the $600 credit toward closing costs. Rate / APR displayed assumes 20% down payment, purchase transaction, owner occupied, single family detached home, FICO score of 700 minimum.ฤก. Interest rates are subject to change at any time, without notice and may vary according to the property and loan characteristics. Application fee ranges from $600.92 to $652.39 on single family homes or $750.92 to $802.39 on multiple family homes. Rates reflect discount for Auto-Pay from a Torrington Savings Bank account. Properties with underground fuel storage tanks are not eligible. Any change of loan after commitment issued โ $400.00 fee. This does not include taxes and/or insurance. Conventional LTV (loan to value) 80.01% to 97% may require PMI.
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